Stable launches in UK to simplify fintech access for SMEs

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A new UK-based fintech startup, Stable, has been launched by former Equals Group executives Tom Kiddle and Steve Paul to help small and medium-sized enterprises (SMEs) navigate and access essential financial services more easily.

The company, joined by Dom Hutson as chief technology officer, aims to serve as a strategic bridge between SMEs and a fragmented fintech landscape, offering a unified platform that integrates services from multiple vendors.

At launch, Stable has secured partnerships with Finesta, Equals Money, Spark Finance, Stored, and Navro to deliver a suite of business tools including in-store and offline payment collections, multi-currency IBANs, and digital payment solutions. A request-to-pay feature is also in development.

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On the financing side, Stable offers business loans, invoice finance, and merchant cash advances, powered by Spark’s AI-driven credit brokerage engine.

“UK SMEs are still woefully underserved across core financial products which is hindering their growth,” said Kiddle. “We created Stable to bring together the best tech under one roof.”

Stable’s entry into the market comes as SMEs globally continue to face limited access to fast, flexible financial tools—a challenge that startups like Stable are aiming to solve through innovation and collaboration.


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